Paynific

Partner with Paynific

We let UK renters pay rent by card while their landlord receives a normal bank transfer. We’re starting with the African diaspora: people who pay rent here, support family there, and are rarely the customer anyone designs for.

How money movesThe tenant’s card is charged by an FCA-authorised payment partner, which pays the landlord by Faster Payments. Paynific sends instructions and never holds the funds. Rewards partners fund perks for tenants.Tenantpays by cardPayment partnerFCA-authorisedLandlordbank accountcard paymentFaster PaymentPaynificinstructions onlyRewards partners fund perks
Paynific never holds customer money. Funds sit with the regulated payment partner from card charge to landlord payout.

Who we serve

A large, recently settled, mostly renting community, now several years into UK life with credit histories and credit cards of its own.

UK Health and Care visas approved for Nigerian nationals, 2020–2024, including dependants
149,299
The same route for Zimbabwean nationals, 2020–2024, including dependants
92,960
UK study visas granted to Nigerians in 2025, the fourth-largest nationality
30,204

Sources: Home Office immigration statistics, as reported by Intelpoint and BusinessDay.

Who we’re looking for

Payment partners

FCA-authorised card acquiring and Faster Payments payouts to landlords who don't onboard, with Confirmation of Payee and support for an agent or distributor model.

Rewards partners

Money transfer, airlines and travel, and African food and grocery brands that want to reach renters who pay a large bill every month and send money home.

Property and letting partners

Build-to-rent operators and letting agents who want residents to pay on time and stay longer, with a benefit their residents value.

Investors

We're building the rent-and-rewards relationship for a community the big players haven't designed for.

Where we are

  • Live now: customer accounts and rent setup, including landlord bank details and pricing.
  • Next: integration with an FCA-authorised payment partner to switch on card payments.
  • Then: our first rewards partners for money transfer, travel and food.

Prefer email? partners@paynific.com

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