Rent is the biggest bill you pay. It should work for you.

Paynific is built in London for the African diaspora in the UK. Hundreds of thousands of people have arrived in the last few years: nurses, carers, doctors, engineers and students. They rent here, send money home, and are rarely the customer that financial products are designed around.

Rent is usually the largest payment you make each month, yet it earns nothing. Paynific lets you put rent on the card you already use, so it counts towards your card’s benefits, and adds rewards that matter in both places you call home: money transfers, flights and food.

Your landlord still receives a normal bank transfer. You see every fee before you pay. And your money is handled by an FCA-authorised payment partner, never held by us.